Digital assets
Where card rails meet crypto liquidity.
then rails
Exchanges and on-ramps need card acceptance and digital settlement to behave like one system. That's our home turf: card acceptance underwritten for crypto-adjacent businesses, and settlement that lands in your bank or your wallet.
Crypto is one of the toughest categories on card rails
Approval rates reflect that everywhere. Mainstream PSPs read "crypto-adjacent" and terminate, not because the business is illegal, but because their appetite ends where underwriting begins.
Two financial worlds, one refused merchant
Buyers enter through cards. Your business lives on-chain. Nobody wants to carry the crossing.
Ramp partners with opaque fees
Undisclosed spread, crypto-only partner payouts with minimums, forced end-user accounts.
The same four verbs,
pointed at your flow.
Route, settle,
protect, automate
Crypto exchanges
Card deposits routed across channels that actually approve crypto-related purchases.
On-ramp providers
One API for card acceptance, with same-call rescue when the first channel says no. Provider identity disclosed in-flow where regulation requires it.
Trading platforms
Card funding for your traders, with settlement in fiat or stablecoin.
Wallet apps & treasuries
Your wallet sells crypto by card. We route the payment, bring the dispute tooling, and settle to your treasury in USDC or EURC.
Questions from
your vertical.
And a few
general ones
How long does onboarding take?
Sandbox is instant. Live mode requires business verification: every business is reviewed by a person before live keys exist. Bring the evidence for your category and the first email can be the last.
I was terminated by my last PSP. Is that a problem?
Termination history is underwriting input, not a disqualifier. Hiding it is what costs everyone a month.
Which businesses will you not route?
Unlicensed gambling, weapons, illegal drugs, prescription pharmaceuticals, counterfeits, pyramid schemes, binary options and a few more. The full list is on the restricted businesses page, rendered from the same data our review tooling uses.
Can an automation move my money?
No. The Copilot proposes; a person confirms. Playbooks are bounded to traffic shares, pauses, policies, refunds of early alerts, drafts and notifications. No automation can create a payout or change a destination.
When do I get paid?
T+1 by default where the partner rail supports it, with no minimums. Instant payouts arrive later as a paid feature, and we will not quietly rebrand fast-ish as instant.
Who holds my money?
The licensed partner carrying the rail. The dashboard labels every balance with its custodian, and every payout can only go to the destination verified at onboarding.
Can I settle in stablecoin?
USDC and EURC to your wallet, executed by a licensed partner at a contracted quote, per payout destination. It carries an early-access label until your partner contract lands. USDT is blocked for EEA users by a compliance layer merchant config cannot override.
Nine rails, one contract
Tell us what you sell.
Exchange, on-ramp, wallet or treasury: tell us the flow and we'll tell you which rails carry it, in writing.